Terms of Service

Last Updated: November 1, 2023

1. Introduction

Welcome to WinerLaver Financial Services. These Terms of Service ("Terms") govern your access to and use of our website and services. By accessing or using our website or services, you agree to be bound by these Terms and our Privacy Policy.

Please read these Terms carefully before using our website or services. If you do not agree to these Terms, you must not access or use our website or services.

2. Definitions

In these Terms:

  • "Company," "we," "our," or "us" refers to WinerLaver Financial Services.
  • "Website" refers to www.winerlaver.com and all associated domains and subdomains.
  • "Services" refers to the financial planning and advisory services we provide.
  • "User," "you," or "your" refers to the individual or entity accessing or using our website or services.
  • "Content" refers to any information, data, text, software, images, or other materials displayed on or available through our website or services.

3. Use of Our Website and Services

3.1 Eligibility

You must be at least 18 years old to use our website and services. By using our website and services, you represent and warrant that you are at least 18 years old.

3.2 Account Registration

Some features of our website or services may require you to register for an account. When you register, you agree to provide accurate, current, and complete information and to update this information to maintain its accuracy.

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

3.3 Acceptable Use

You agree to use our website and services only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use our website or services in any way that violates any applicable law or regulation.
  • Use our website or services to engage in any conduct that restricts or inhibits anyone's use or enjoyment of our website or services.
  • Use our website or services to transmit any material that is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory, or otherwise objectionable.
  • Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of our website or services, the server on which our website is stored, or any server, computer, or database connected to our website.
  • Attack our website via a denial-of-service attack or a distributed denial-of-service attack.

4. Intellectual Property Rights

Our website and its content, features, and functionality are owned by WinerLaver Financial Services or its licensors and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website, except as follows:

  • Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.
  • You may store files that are automatically cached by your Web browser for display enhancement purposes.
  • You may print or download one copy of a reasonable number of pages of the website for your own personal, non-commercial use and not for further reproduction, publication, or distribution.

5. Disclaimer of Warranties

Your use of our website and services is at your sole risk. Our website and services are provided on an "AS IS" and "AS AVAILABLE" basis. We disclaim all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that our website or services will be uninterrupted, timely, secure, or error-free, that defects will be corrected, or that our website or services are free of viruses or other harmful components.

6. Limitation of Liability

In no event will we, our affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, our website or services, including any direct, indirect, special, incidental, consequential, or punitive damages.

7. Indemnification

You agree to defend, indemnify, and hold harmless us, our affiliates, and their respective officers, directors, employees, contractors, agents, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of our website or services.

8. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the United Kingdom, without giving effect to any principles of conflicts of law. Any legal action or proceeding arising out of or relating to these Terms shall be brought exclusively in the courts of the United Kingdom, and you consent to the personal jurisdiction of such courts.

9. Changes to These Terms

We may revise these Terms from time to time. The most current version will always be posted on our website. If a revision, in our sole discretion, is material, we will notify you via email or through our website. By continuing to access or use our website or services after revisions become effective, you agree to be bound by the revised Terms.

10. Contact Us

If you have any questions about these Terms, please contact us at:

  • Email: [email protected]
  • Phone: +44 20 7946 0825
  • Address: 123 Financial Street, London, EC2M 7EB, United Kingdom